Track every rupee. Pay in seconds. Grow your money. DGpay gets smarter the more you use it — and it speaks your language.
Left this August
₹4,820
Lasts about 14 days at this rate
Today — auto caught
What’s actually in the app today
The problem
Most finance apps feel like homework.
You open them once, enter one transaction, and never come back. DGpay is different. It listens to you, learns from you, and shows you exactly where your money went — without you lifting a finger.
Features
Everything your money needs. In one app.
Just say it.
Made a payment? Just say it out loud. DGpay logs it instantly — in Hindi, English, Marathi, or your language. No typing. No tapping.
Your bank already tells us.
DGpay reads your bank SMS and auto-logs every transaction. Debit, credit, UPI — all captured automatically the moment it happens.
SBI: INB A/C XX1234 debited for ₹210.00 on 17-Sep.
↳ Hostel Mess — logged ✓
Your app. Not everyone's app.
A student's DGpay looks different from a shopkeeper's. The algorithm learns who you are and reshapes the entire experience around you.
Broke alert — before you're actually broke.
Set your monthly budget. DGpay tracks it in real time and warns you before you run out — not after.
Know where it actually went.
Weekly reports. Monthly trends. Category breakdowns. Charts that make sense, not spreadsheets that don't.
Your money story, every month.
At the end of every month, see your full financial story — top categories, biggest splurge, savings streak. Share it. Flex it.
Built for college life
Hostel. Mess. Cab splits. We've got it all.
DGpay is built around the realities of college life — tight budgets, shared expenses, and pocket money that needs to last the whole month.
- Split expenses with roommates — no awkward reminders
- Track pocket money from parents — see exactly how long it lasts
- Semester-wise view — not just monthly
- Mess and canteen expenses auto-detected
- Export spending reports — for scholarship applications
- "Broke alert" — know before it's too late
“Finally an app that gets that ₹500 is a big deal.”
Left this semester
₹6,400
Lasts ~22 days at this rate
Today
Rohan owes you
₹350
DG Business
₹8,42,000
Monthly revenue
Today
₹12,450
Sales
47
Orders
3
Pending
For your dukaan
Send bills. Accept payments. Track everything.
DGpay Business gives shopkeepers and small businesses a complete payments and accounting stack — without the enterprise price tag.
- Send digital invoices to customers instantly
- Accept UPI, NFC, and card payments
- Daily, weekly, monthly sales in one dashboard
- Pay wages and salaries directly through the app
- Works on 2G, 3G, 4G, 5G — no signal excuse
Coming soon
DGpay POS Device
A smart payment terminal built for Indian shopkeepers. QR display · NFC · Regional language voice · Durable design.
Getting started
How it works.
Install it
Android, in early access. Setup is four questions and you can skip all of them.
Let it watch your notifications
Dhangoda reads payment alerts from your UPI and banking apps on the device. Nothing is uploaded, and you can leave it off.
Spend as usual
Payments get logged and categorised for you. Say "spent 40 on chai" for the ones no app can see.
Open it and know
How much is left, and how many days that lasts at the rate you are actually going.
The DGpay ecosystem
One app.
Built in the open.
Tracking is in your hands today. The rest is where we are going, and each one says which it is — because a roadmap dressed up as a feature list is how apps get one-star reviews.
Left this August
₹ 4,820
Why it’s different
Dhangoda vs. the typical finance app
Find yours
What kind of spender are you?
Dhangoda looks at your spending and gives you a personality — unique to you. Share it. Start arguments about it.
What we promise
Built on 10 promises
we keep.
We never sell your data.
There is no advertising SDK and no analytics SDK in the app.
Your setup follows you.
Dhangoda arranges itself around how your money actually works, and that arrangement arrives with you on a second phone.
Your notifications stay on your phone.
We read them to log spending. The text is never uploaded.
We cannot read your backup.
It is encrypted with a passphrase that never leaves your device.
Delete means delete.
One tap, on the phone and on our servers. No email, no waiting.
The app opens with what matters.
How much is left and how long it lasts — not last month's chart.
A wrong guess is one tap to fix.
Correct a category once and it learns that shop for good.
Nothing is logged behind your back.
Anything the app guessed is marked until you have seen it.
We say what is built and what is not.
Payments are on the roadmap. They are not in the app yet.
Free while we are in early access.
No trial timer, no locked features, nothing to cancel.
Privacy & Security
Your data.
Zero compromises.
Your data stays on your phone
Spending, budgets and categories live in a database on your device. The app works fully offline, and without an account.
Backups only you can open
Backups are encrypted with AES-256 on your device using a passphrase that never leaves it. We cannot read them, and cannot reset the passphrase.
Notifications are read, never sent
Payment notifications are parsed on the device to log spending for you. The text is stored locally and is never uploaded.
No ads, no trackers
There is no advertising SDK and no analytics SDK in the app. Nothing about you is sold or shared.
Deletable in one tap
Delete everything from inside the app and it goes — on the device and on our servers. No email, no waiting.
Questions
Frequently asked
Yes. Your transaction data stays on your device, encrypted with AES-256. There's no ad SDK and no analytics SDK reading it — nothing is sold.
Free to download, always. No hidden subscription to track your own money.
Only with your permission, and only on your device. Dhangoda parses debit, credit, and UPI messages locally to log transactions — it never sees your bank login or UPI PIN.
English, Hindi, and Marathi today, with more regional languages planned. Voice entry works in all of them.
Early access is Android first. iOS is planned — join the early access list and we'll let you know the moment it's ready.
One tap, on-device and on the server. No email support, no days of waiting.
Join thousands of Indians who actually know where their money goes.
Free in early access · No ads · No trackers